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We’re here to help you find the insurance you need, anytime, anyplace.
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Learn more about our plans:

Health Insurance Plans for Families & Individuals

Our plans can help cover expenses in the case of serious medical emergencies.

Medicare Advantage & Supplemental Plans

Get a personalized care from the best providers.

Life Insurance (Term & Permanent)

Affordable rates that help you protect all that matters to you.
We have multiple cost effective alternatives to make sure you are properly guided through your physical and financial well-being.
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Alternatives for Every Family Budget

We will make certain that our insurance products are affordable for you, your family, or your business.

Easy shopping experience

We provide a turnkey solution that simplifies the buying process by offering all insurance products and services under one system.

A company that is changing the way people buy insurance.

Quantum Alliance is a Miami-based company that has built one of the most successful health insurance based marketing and distribution agencies in the United States, servicing thousands of clients with excellent customer service.
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Our customer feedback.

We really appreciate what you have to say.
Our experience with Tatiana at the company was excellent. When we got a call from Quantum agent Tatiana and she explained I could still qualify for Obamacare coverage. I was thrilled!
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Carmen G.
(Obamacare)
★★★★★
The support team at Quantum has kept us up to speed on all changes to Obamacare and carrier plans. They seem to have a good handle on whats going on and have made our health insurance options easy.
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Roberto P.
(Obamacare)
★★★★★
I am so thankful for you and your staff and all that you have done to help us pick a great plan at a great price. Your staff takes the time to listen and help in any way.
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Bob C.
(Life Insurance)
★★★★★
Decision Guide
ACA vs. Short-Term Plans in Florida

For most Florida residents, eHealth recommends ACA plans. Why?
ACA plans go by several names — Affordable Care Act or Marketplace plans, major medical coverage, and even “Obamacare” — but however you know them, the important takeaway with that, by law, these plans are required to meet a long list of requirements designed to ensure that your major medical needs will be covered and that you won’t experience crippling medical debt in the event that you do need care.

In the state of Florida, the best alternative to an ACA plan is short-term health insurance. Short-term plans offer attractively low prices, but if you qualify for a subsidy — which eHealth can help you determine — an ACA plan may be equally affordable. (And it’s worth noting that subsidies can’t be used to pay for a short-term plan.) Value aside, short-term plans fall short of ACA plans in a variety of other ways including that they typically do not cover many basics like preexisting conditions, ambulance services, and prescription drugs. And they have coverage period Maximums, which means if your medical bills reach a certain amount, your insurance will stop paying.

When should you choose short-term health insurance?
Even though we recommend ACA plans for most Florida residents, short-term plans are worth considering if you live in Florida and cannot sign up for an ACA plan. Specifically, if you’ve missed the ACA open enrollment deadline (usually mid-October to mid-December) and don’t qualify for a special enrollment period, then short-term insurance is almost certainly worth exploring.

Alternatively if you’re generally healthy and only need transitional coverage for a few months, such as when you’re between jobs, then short-term coverage may be a good option. It’ll still be a financial risk, but you may decide the risk is worth it to save money on monthly costs.

Ultimately it’s your choice which plan is right for you.
While ACA plans are often the best option, it depends on your unique situation. If you would like additional help deciding which type of plan is right for you, our licensed insurance agents are standing by to help.

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